Home Rehab Loan Program (Owners)

The Home Rehabilitation Program strives to sustain the quality of life in our community, provide an affordable housing rehabilitation option to low and moderate income households, preserve the existing housing stock in our neighborhoods, and provide employment opportunities for local contractors. The residences must be occupied by owner households with incomes at or below 80% of the median income of Whatcom County (PDF). View a video that summarizes the program here: https://youtu.be/T9fkzvVQeQY

Funds from the Community Development Block Grant provide low-interest loans for the rehabilitation of one- to four-unit family residences. In addition to providing loans, the program offers the following services:

  • Inspection to determine needed health, safety and deferred maintenance repairs
  • Preparation of scope of work
  • Assistance in bid solicitation, contractor selection and contract preparation
  • Assistance in the construction oversight
  • Referrals to other agencies for social services beneficial to low- and moderate-income households
  • Referral of fair housing complaints
  • Information on lead-based paint hazards

Forms and Guidelines

Pilot Program for Adult Family Home or Childcare



Lisa Manos at 360-778-8391 or e-mail lmanos@cob.org  TTY: 711 (WA State Relay)